It was a dark and stormy night, a sharp ringing arises from your phone. You pick up the phone quizzically. You don’t recognize the number. Who could be calling at this hour? It has to be an emergency! Cautiously, you press the “Connect” button and lift the phone to your ear. Before you can muster out a groggy and raspy “Hello” an automated female voice comes on the line warning you that your factory warranty on your car is expiring! /cue ominous music/
If this situation seems eerily familiar, you are one of millions of people currently being targeted by the latest identity theft scam.
If you thought you were protected by the Do Not Call list, think again. There is a tiny exception which you may not be aware of; if you initiate a call to the company, the company may call you for up to 18 months. “I never did that!” you say. When you received a call and missed it, did you instinctively call it back?
This is assuming that the company even follows the Do Not Call list, if they don’t, it’s illegal, but you have to file a complaint to the FCC. Note the date and time, and number from which they called you.
For the daring, before you give them any of your information (as if you would), tell them you are legally obligated to let them know this call is being recorded and ask them a few questions. Ask them their name, their company, and their company’s address. Make sure you save this information for when you file a complaint to the FCC.
The most important thing to remember here is do not give out your personal or financial information to people on the phone. For the dummies, this includes any Infomercial you see on TV. Companies in the past were notorious for selling this information to every bidder since you were silly enough to buy something on TV without doing any research on the product or the selling company. If you are easily glamoured into buying something because some fast-talking good-looking person said so, you are flagged as a sucker and other companies want their shot at selling you something.
Tags: irl, rant, recommendation, rumination
