After you’ve completed all the steps in Part I of the Buying Your First House series, it’s time to hit the streets!  At this point, you should have your credit reports and scores, your maximum monthly payment for a mortgage, and your pre-approval letter from a bank which outlines the maximum you are able to finance.

In most markets, realtor services for the buyer are free, so take advantage of it; their commission comes from the seller.  You are going to want to be honest with your realtor but definitely need someone you can trust.  Ask your family, friends, and co-workers for an agent they trust.

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